Travel Insurance

We recommend that any traveller planning a trip to India makes buying travel insurance a part of the planning for your journey - don't leave home without it - we certainly don't. Astonishingly according to the British Insurance Brokers' 25 per cent of travellers still leave home without any insurance.

In buying travel insurance, you are not only buying something that can assist greatly should you find yourself in need, you're also buying some peace of mind. This means peace of mind not only for yourself while you travel, but also for your family and friends back home.

Travel insurance can protect you in the case of lost or stolen luggage and personal effects, trip cancellation, medical care, personal liability, emergency dental treatment and repatriation back to your country of residence. Without wishing to appear morbid, dying abroad can prove to be very expensive for your next of kin.

If you have personal possesions cover included with your house contents insurance you are not automatically covered for expensive items taken away from home, you need to check the policy wording.

When choosing travel insurance it is important to plan in advance exactly what cover you are going to need. What personal effects are you taking with you, what is the value of any single item as well as the collective value. Will you be taking part in any sports considered to be dangerous activities. Many insurers consider motorcycling, diving, parachuting, hot-air ballooning and many other comparatively safe activities as hugely dangerous pursuits, when it comes to paying out.

The best advice is to read the policy wording very carefully, be sure to check what exactly is excluded before you purchase.

WoW We have put this to the top of the list. Having obtained some Travel Insurance quotes we have found this to be the cheapest. We were astonished to find out how much money we could save with Columbus.

J.S. Insurance is also great value and caters for some specialist groups: